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The Philippines Easiest Way To Buy An IPhone On Installment
We’re about to explain a new way to buy an iPhone4 without leaving your home! For the first few months, this is only offered to those residing in Metro Manila, but in several months we'll extend it to other areas of the country. A credit card is not required! There is a similar deal available for an iPad.
6 simple steps:
1. Learn if you qualify. First, you must be a Filipino with your own contact number residing in Metro Manila between the ages of 21 and 60.You must be a regularized employee of the company, and you must also have the correct downpayment amount ready when the loan docs are ready to be signed.
2. Is a co-borrower required. There are a few things that determine if you need a co-borrower: Your monthly income and mortgage/rental history. If the monthly payment for your new Apple iPhone is larger than 30% of your monthly salary, you will need to find a co-borrower and add their monthly income into yours. Otherwise, you’ll need to buy a less expensive product. Also, If you own your own house, or are paying a mortgage, or have been renting the same place for more than 3 years, you do not need a co-borrower. If in your currently location you have been paying rent for less than 3 years, and the rental amount is lower than P40,000, a co-borrower is needed: a relative or friend with stable income. If you rent for less than 3 years at your current location, and the amount is more than P40,000, you need a co-borrower who owns a house and has stable income
3. Decide on your iPhone! The decision for color is for the white version or the black version, and size of disk memory: 16GB or 32GB. The color preference is really up to you. As for memory, if you listen to a lot of music or plan to watch video on your phone, this will come in handy. However, if you are near Wi-Fi zones or have signed up for an unlimited data plan, don't worry about the downloads and instead you should stream video and music from YouTube or one of the other great sites out there. This could save you some money, and you don’t need to buy the extra memory.
4. Apply. You can start applying online. Select your desired iPhone, and insert your name & number. Push the “Apply Now” button, then input a few more details about yourself, and then upload several documents: Company ID, Valid ID (driver's license, passport, etc), most recent 1 month payslips and Proof of Billing (PLDT, Meralco, etc). If your employment is through your own company, also supply the business permit and most recent bank statement. Upload everything to the website, “Submit”, and we're almost done!
5. Check of Credit. The financing team will call you to process the request. Your info will be verified, and a delivery date/time will be set.
6. Down Payment then Delivery: When the delivery arrives you will endorse the loan documents, pay the down payment, and then become a new owner of an Apple iPhone!
There are also more than 300 choices in the following categories: electronics, appliances and other gadgets on installment. Check out the site to learn more!
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